By Tanna Friday, Sponsored Content
With Trussville City Schools making the Top 20 in U.S. News and World Reports’ Best High School Rankings, homebuyers are seeing a lot of appeal and seeking our sought-after suburbs making our community one of the best places to live in Alabama. Trussville continues to be one of the fastest-growing areas in Jefferson County attracting many professionals who work downtown and in other parts of the city proper.
Bryant Bank has been part of Trussville’s growth serving the community since 2005, offering a vision to see every Alabamian experience a financially stable future and live in a thriving community.
If current real estate trends are any indication, homebuyers see a lot of appeal in what Trussville and the surrounding communities have to offer, fueling demand and driving price increases. In fact, Alabama’s median home sale price as of the end of 2021 was up 18 percent year-over-year, according to real estate brokerage Redfin.
Financing a home with Bryant Bank who provides a caring and knowledgeable mortgage team to work with you individually to navigate the home buying process every step of the way. Bryant Bank assists first-home buyers make their dreams of homeownership a reality. Assistance varies among programs making homeownership more affordable, including lower mortgage rates, more loose lending requirements, downpayment assistance, and a tax break.
“Buying your first home is an important milestone in your life,” said Vice-President Mortgage Loan Officer, Lisa Zeig. “At Bryant Bank, we understand that finding the right financing plan is as important as finding a home that fits your lifestyle. To help you get started on solid footing, Bryant Bank can help first-time homebuyers access up to $7,500 to assist with the down payment and closing costs incurred when purchasing a home. Funding is available to qualified first-time homebuyers*.”
While first-time homebuyer programs are designed to make homeownership more accessible, they typically come with specific eligibility requirements.
Zeig shares that in addition to meeting income eligibility requirements, the homebuyer must contribute at least $1,000 toward the purchase of the home; occupy the home as a primary residence for at least five years; and complete a homebuyer education and financial literacy course specified by FHLBank Atlanta.
“Bryant Bank prides itself on providing accessible and feasible financial resources and mortgage products to first-time homebuyers,” said Zeig. “Please contact one of our loan officers to determine if you are eligible for First-time Homebuyer funding and to begin your application process.”
If you already own a home and you’re looking to tackle a home improvement project. Whether you are in search for an outdoor entertainment space, or complete kitchen remodel, depending on the size and scope of your project, you might need to borrow money. Bryant Bankers also provide a broad range of loan options to help empower your potential and to meet your personal financial goals. Whether you want to spruce up your home for spring, plan a vacation or consolidate debt, you can do it on your terms with help from Bryant Bank.
Bryant Bankers are well-trained, professionals, and dedicated to helping you through the process. Connect with a Bryant Bank Mortage Lender by visiting bryantbank.com/mortgage, calling 205.518.1806 or stop in at 137 Main Street, in Trussville.
*First-time Homebuyer Product is a product of the Federal Home Loan Bank of Atlanta. Household income restrictions and other requirements apply. Please see Federal Home Loan Bank of Atlanta’s Affordable Housing Program Implementation Plan at www.fhlbatl.com for complete product requirements.
